1.78.966 Safe to install
If you’re looking to establish or improve your credit, Kikoff offers a convenient solution. With a straightforward approach and no hidden fees or interest, it presents an attractive option.
The Kikoff plan is available for a modest monthly fee of $5, making it accessible to a wide range of individuals. What sets it apart is the reporting of your credit line to Equifax and Experian on a monthly basis. This contributes to the development of your payment history, which in turn positively affects your credit score.
Regardless of whether you have a low or non-existent credit score, Kikoff simplifies the process and eliminates worry. The convenience starts with a quick and hassle-free application, which requires no credit check and can be completed in just a few minutes.
Here's how it works:
- Your credit utilization is improved by providing you with a $750 credit line.
- You can make purchases in the Kikoff store using this credit line, with the flexibility to pay back only what you spend. The most common payment amount is $5 per month. Each payment is reported to the credit bureaus, allowing you to maintain a low utilization rate (typically around 8%).
- To simplify the process even further, Kikoff offers an AutoPay option. By turning this on, you can put your credit building process on autopilot and avoid any additional effort after your account has been set up.
Kikoff helps you establish and build credit by focusing on two key factors: building a payment history and maintaining a low utilization rate. With transparent pricing and no unexpected fees or interest charges, it offers an appealing solution for those seeking to boost their creditworthiness.
Overview
Kikoff – Build Credit Quickly is a Freeware software in the category Business developed by Kikoff, Inc..
The latest version of Kikoff – Build Credit Quickly is 1.78.966, released on 07/02/2024. It was initially added to our database on 09/11/2023.
Kikoff – Build Credit Quickly runs on the following operating systems: iOS.
Users of Kikoff – Build Credit Quickly gave it a rating of 5 out of 5 stars.
Pros
- Easy to use mobile app interface for account management and credit monitoring.
- No credit check required for opening an account.
- Offers a secured credit limit with a low annual fee, making it accessible for those with no credit history.
- Reports to all three major credit bureaus (Experian, TransUnion, Equifax) to help users build credit quickly.
- Flexible payment options allow users to pay their balance anytime before the due date without penalties.
Cons
- Limited features compared to traditional credit cards, such as no rewards programs or cash back options.
- Annual fees may deter some users from taking advantage of the service.
- Dependent on the timely payment of the secured amount to effectively build credit, leading to possible negative impacts if missed.
- Not widely accepted outside of online transactions due to its nature as a secured card.
- Lack of physical card options which may limit usability in some situations.
FAQ
What is Kikoff?
Kikoff is a financial service that helps users build their credit scores quickly and easily through a simplified credit product.
How does Kikoff help build credit?
Kikoff reports your payment history to credit bureaus, which can positively influence your credit score when payments are made on time.
Is there a fee to use Kikoff?
Kikoff does not charge any fees for using its services; however, users may incur interest charges if they carry a balance.
How quickly can I start building my credit with Kikoff?
You can start building your credit as soon as you sign up, get approved, and make your first payment.
What are the eligibility requirements for Kikoff?
To be eligible for Kikoff, you generally need to be at least 18 years old and have a Social Security number; credit history may be reviewed.
What type of account do I need to open with Kikoff?
Users typically open a Kikoff credit account, which works like a credit card but with lower limits specifically designed for building credit.
Will using Kikoff improve my credit score?
Using Kikoff responsibly—making timely payments—can help improve your credit score over time.
Can I use Kikoff internationally?
Kikoff is primarily designed for users in the United States and may not support international users or payments.
How can I check my credit score with Kikoff?
Kikoff provides tools in their app to track your credit score and see how your usage affects it.
What happens if I miss a payment on my Kikoff account?
Missing a payment can negatively affect your credit score; it’s important to make timely payments to build positive credit history.
Related products
Atlas - Rewards Credit Card
Atlas is a rewards credit card that boasts a significantly higher approval rate compared to traditional credit cards. It aims to provide easy accessibility, even to those without an established credit history.Ava: Fast Credit Score Builder
Unlock a better financial future with Ava – the easiest, most effective way to build your credit score. See improvements in as little as two weeks, with 90% of credit score factors positively impacted by our innovative approach.B9: Fast Cash Advance
B9: Convenient Cash Advances at Your FingertipsB9: Get Cash Advance Instant
B9: Instant Cash Advances Made EasyBright - AI Debt Manager
Experience greater control over your debts with the Bright App. With its user-friendly interface and intelligent features, it offers a practical solution for consolidating multiple debts into a manageable Credit Line.Capital One CreditWise
Unlock Your Financial Potential with Capital One CreditWisecred.ai
Revolutionize Your Financial Journey with cred.aiCredit Genie
Transform your financial well-being with innovative financial tools and services offered by Credit Genie. Receive an Instant Financial Boost Up to $100†: Everyone could use a little extra assistance once in a while.Credit Genie: Get Cash Advance
Enhance your financial well-being with innovative financial tools and services offered by Credit Genie, and discover more effective ways to manage your expenses. CASH BOOST UP TO $100†: A little boost can always come in handy.Credit Sesame: Build Score
Master Your Credit with Credit SesameDriveTime Used Cars for Sale
Shopping for your next used car? The DriveTime car buying app simplifies the process, allowing you to search and shop for used cars, trucks, and SUVs anytime, anywhere.Experian®
Manage Your Credit with Confidence Using Experian®Grain: The Digital Credit Card
Grain is a credit-building solution that offers an opportunity to increase your credit line with a modest $25 initial deposit. Unlike traditional credit cards, Grain does not require a credit check or a physical card.Grow Credit
With over 500,000 downloads, Grow Credit has gained recognition as one of America's most innovative companies and has been featured on the 2022 Forbes Fintech 50 list.Intuit Credit Karma
Take Control of Your Financial Future with Intuit Credit KarmaLenme: Investing and Borrowing
Lenme app is a lending platform that connects borrowers and investors, providing a convenient tool for their financial needs.Perpay - Shop and Build Credit
Perpay is a comprehensive shopping application that simplifies the purchasing process for your preferred brands, allows for deferred payments, and helps you establish credit as you go.Tomo Card
Tomo Card: No Credit Score or Credit History Required Are you in search of your first credit card or looking to expand your collection? Look no further – Tomo Card is the perfect fit!UCES PP
UCES PP Review UCES PP is a software application developed by the Youth Financial Literacy Foundation to help users manage their personal finances effectively.Latest Updates
Driver Magician Lite 5.68
Essential Tool for Driver ManagementGuitar Pro 8.1.4.43
Master the Guitar with Guitar Pro's Advanced Tablature Software!SoftPerfect Network Scanner 8.2.4
Efficient Network Scanner Tool for Network AdministratorsChromium 136.0.7104
Chromium BSU: A Fast-Paced Top-Down Shooter GameEZ CD Audio Converter 12.1.0.6
EZ CD Audio Converter: The Ultimate Tool for Audio Conversionn-Track Studio 10.2.1.9625
Unleash Your Creativity with n-Track StudioLatest News
Latest Reviews
![]() |
NYT Games: Word Games & Sudoku
Engage Your Mind with NYT Games: Word Games & Sudoku |
![]() |
myBooks: Accounting & Invoices
Streamline Your Finances with myBooks: Accounting & Invoices |
![]() |
Art Puzzle - Jigsaw Games
Unleash Your Creativity with Art Puzzle - A Delightful Jigsaw Experience! |
![]() |
MyBookie: Sport Recorder
MyBookie: The Ultimate Sports Recording Companion |
![]() |
Forge of Empires: Build a City
Unleash Your Strategic Genius in Forge of Empires |
![]() |
Cut and Paint
Unleash Your Creativity with Cut and Paint |
![]() |
UpdateStar Premium Edition
Keeping Your Software Updated Has Never Been Easier with UpdateStar Premium Edition! |
![]() |
Microsoft Visual C++ 2015 Redistributable Package
Boost your system performance with Microsoft Visual C++ 2015 Redistributable Package! |
![]() |
Microsoft Edge
A New Standard in Web Browsing |
![]() |
Google Chrome
Fast and Versatile Web Browser |
![]() |
Microsoft Visual C++ 2010 Redistributable
Essential Component for Running Visual C++ Applications |
![]() |
Microsoft Update Health Tools
Microsoft Update Health Tools: Ensure Your System is Always Up-to-Date! |